Terms of Service
Effective Date: January 1, 2024 | Last Updated: January 1, 2025
Agreement Summary
By purchasing and using WalletForecast, you agree to these terms. The app is provided as-is for personal financial planning. Your data stays on your device, and we provide no financial advice.
1. Acceptance of Terms
By downloading, installing, or using WalletForecast ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.
2. License and Ownership
2.1 License Grant
Upon purchase, WalletForecast grants you a non-exclusive, non-transferable, revocable license to use the App on devices you own or control, subject to Apple's App Store terms and these Terms.
2.2 Intellectual Property
All rights, title, and interest in and to the App, including all intellectual property rights, are and remain the exclusive property of WalletForecast.
3. Use of the App
3.1 Permitted Use
- Personal financial planning and forecasting
- Tracking personal income and expenses
- Creating financial projections for personal use
3.2 Prohibited Use
- Commercial or business use without proper licensing
- Reverse engineering, decompiling, or disassembling the App
- Copying, modifying, or creating derivative works
- Removing or altering any proprietary notices
- Using the App for any illegal purposes
4. Financial Disclaimer
Important Notice
WalletForecast is NOT a financial advisor.
- The App provides tools for personal financial forecasting only
- We do not provide investment, tax, legal, or accounting advice
- Forecasts are based on your inputs and are not guaranteed
- Always consult qualified professionals for financial decisions
- Past patterns do not guarantee future results
5. Privacy and Data
Your use of WalletForecast is also governed by our Privacy Policy.
- All data is stored locally on your device
- We do not collect or transmit personal information
- You are responsible for backing up your device data
- We cannot recover lost data
6. Purchases and Refunds
6.1 App Download
WalletForecast is available as a free download from the Apple App Store. The free version includes up to 5 recurring transactions.
6.2 In-App Purchase
An optional one-time in-app purchase of $4.99 unlocks unlimited recurring transactionsfor power users. All purchases are final and processed by Apple.
6.3 Refunds
Refund requests are handled according to Apple's App Store policies. Please contact Apple Support for refund requests.
7. Disclaimers and Limitations
7.1 No Warranty
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
7.2 Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WALLETFORECAST SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.
7.3 Accuracy
We do not guarantee the accuracy, completeness, or usefulness of any forecasts or calculations provided by the App. Users should verify all important calculations independently.
8. Indemnification
You agree to indemnify, defend, and hold harmless WalletForecast from any claims, losses, damages, liabilities, including attorney's fees, arising out of your use or misuse of the App, violation of these Terms, or violation of any rights of a third party.
9. Modifications
9.1 To the App
We reserve the right to modify, suspend, or discontinue the App at any time without notice.
9.2 To the Terms
We may revise these Terms at any time. The updated Terms will be posted on this page with a new "Last Updated" date. Continued use of the App constitutes acceptance of the revised Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to its conflict of law principles.
11. Severability
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
12. Contact Information
For questions about these Terms, please contact us:
- Email: support@walletforecast.app
- Company: WalletForecast
- Website: https://walletforecast.app
Your Rights Protected
These Terms are designed to be fair and transparent. We believe in protecting both your rights and ours while providing you with the best financial forecasting tool possible.