The purchase after next
A balance can cover something today and still leave a tight week later. See the dates on both sides of a decision.
A year of clarity
See where your money is going. Before it gets there.
Add the bills and income you already know about. WalletForecast turns them into a daily view of the year ahead—without connecting a bank account.
Illustrative 12-month forecast
Projected balance
$8,426One line connects the dates, deposits, and expenses that shape the balance ahead.
- 365 daysof daily balance forecasts
- On-deviceprivate by design
- No accountrequired to begin
Planning context
A balance is a moment. A forecast gives it context.
Today’s number matters. The sequence around it tells you what that number can support.
The uneven month
Rent, annual renewals, and biweekly income rarely line up neatly. Put them on one daily timeline.
The plan that changes
Move a date, update an amount, or add a one-time expense and the year ahead adjusts with it.
How it works
Three steps from today’s balance to the long view.
The setup follows the way you already think about money: what repeats, when it happens, and what comes after.
- 01
Add what repeats
Enter your current balance, then add rent, paychecks, subscriptions, and other recurring transactions once.
Daily, weekly, biweekly, monthly, and annual schedules
- 02
See the horizon
WalletForecast places every expected change on a day-by-day balance forecast for the next 365 days.
Projected balance and transaction detail for every date
- 03
Adjust with context
Check a future date before a purchase, revise an amount, or move a transaction and see the timeline respond.
A planning view you can update whenever life changes
Product evidence
The forecast stays clear from the year view to a single day.
These are the app’s real screens. Open any image for a larger, keyboard-accessible view.
Screen 01
Transactions
See your current balance alongside recurring, one-time, and upcoming transactions.
Screen 02
Balance Forecast
Follow the next 12 months as a single balance line, with the highest and lowest dates in view.
Screen 03
Daily Breakdown
Open any date to see its projected balance and every deposit or withdrawal expected that day.
Screen 04
Category Analysis
Review spending by category and see how recurring choices add up from month to month.
Screen 05
Income vs Expenses
Compare monthly income and expenses side by side, including savings rate and leading sources.
Feature detail
Enough detail to understand the forecast. No financial data feed required.
Each view answers a planning question, from what repeats to what a particular date can support.
Smart Forecasting
See a projected bank balance for every day of the next year, then trace a future high or low back to the transactions that shape it.
Recurring Transactions
Add rent, subscriptions, paychecks, and other repeating items once. Schedule them daily, weekly, biweekly, monthly, or annually.
Category Analysis
Apply custom categories and review how groceries, subscriptions, dining, and other spending add up each month.
Daily Balance View
Tap any date to see the projected balance and each transaction expected that day before choosing when to make a larger purchase.
Smart Alerts
Keep low-balance dates, major drops, and potential overdraft risks visible early enough to make an informed adjustment.
100% Private
Your data stays on your iPhone. There is no server, required account, bank login, tracking, or internet connection needed.
Forecasting, defined
A budget sets intentions. A forecast shows the balance those intentions create.
Both can be useful. They answer different questions about the same money.
Balance forecasting
What will my balance be on that date?
WalletForecast starts with today’s balance, applies expected income and expenses in date order, and projects the result for each of the next 365 days.
Budgeting
How do I intend to allocate my money?
A budget organizes income and spending into targets. It can guide behavior without showing the exact sequence of balances between one pay date and the next.
Private by design
Plan with the numbers, not with a bank login.
WalletForecast is a privacy-first iOS app for iPhone and iPad. Read the privacy details.
- No bank connectionYou enter the balances and transactions you want to plan with.
- No required accountBegin forecasting without creating a profile or handing over an email address.
- Data stays on-deviceThere is no cloud sync, server-side financial profile, tracking, or ad network.
Customer perspective
How the long view fits into real planning.
Recent four- and five-star perspectives, fetched directly from the Apple App Store.
Manager
“This really helped me organize my budget. I am also glad that I’m not supplying my own data to some large company.”
Mary Jo mula
Easiest budgeting app
“Very user friendly and allows me to keep track of my spending and budget for future purchases. Would definitely recommend!”
Carli T.
✅
“I love being able to plan for future purchases and identify patterns in my spending !”
Sammyshepherd
Start free. Choose unlimited only when you need it.
- Free
- $0
- 5 recurring transactions, no expiration
- Weekly
- $2.99
- per week
- Monthly
- $4.99
- per month
- Annual · Most popular
- $24.99
- $2.08/month · Save 58%
- Lifetime · Best long-term value
- $49.99
- one payment · Pays for itself in 2 years