Stop Guessing If You Can Afford It. See Your Future Balance Before Bills Hit.
Enter your bills and paychecks once. WalletForecast shows your real bank balance for every day of the next year, so you'll see cash crunches coming way before they arrive. Free on iOS.
You Shouldn't Have to Wonder If You Can Make It to Payday
Surprise Overdrafts
Bills hit your account on the worst possible day. By the time you notice, you’re already in the red.
Spreadsheet Guesswork
Manually tracking every bill in a spreadsheet is tedious, error-prone, and still doesn’t show you the full picture.
Budget Apps Look Backward
Most finance apps tell you where money went. None of them tell you where it’s going.
WalletForecast is different. It looks forward.
Learn more about balance forecasting vs budgeting.
One App. A Full Year of Clarity.
WalletForecast turns your bills, paychecks, and subscriptions into a day-by-day picture of your bank balance. No bank login required.
See your projected bank balance for every single day of the next year. Spot a negative balance in August? Fix it now — not when it's too late.
Add rent, Netflix, your car payment — once. They auto-repeat on your forecast forever. Daily, weekly, biweekly, monthly, or annual schedules.
Tag each transaction with a custom category, then see exactly how much you spend on groceries, subscriptions, or dining out each month.
Tap any date and see your projected balance plus every transaction hitting that day. Planning a big purchase? Check the date first.
Get warned before your balance drops dangerously low. The app flags overdraft risks, big drops, and low-balance days automatically.
Your data lives only on your iPhone. No servers. No account. No bank login. Not even an internet connection needed.
Want to see your next 12 months of finances?
Download Free on the App StoreWhat Is WalletForecast?
WalletForecast is a privacy-first iOS app that predicts your future bank balance up to 365 days ahead by tracking recurring income and expenses. Unlike budgeting apps that track past spending, WalletForecast shows you your projected balance for every future day, helping you avoid overdrafts and plan major purchases. The app stores all data locally on your device with no account required, no cloud sync, and no data collection.
See how WalletForecast compares to YNAB, Mint, and spreadsheets.
Set Up in Under 2 Minutes
No bank login. No spreadsheet. Just enter your balance, add your bills, and see the future.
Enter Your Current Balance
Open the app and type in what's in your bank account right now. That's your starting point.
Add Your Bills and Paychecks
Rent on the 1st? Paycheck every other Friday? Add them once and they repeat automatically on your forecast.
See Every Day of the Next Year
Your day-by-day balance appears instantly. Scroll through the next 365 days and catch low-balance dates before they surprise you.
Your next overdraft is preventable.
Download WalletForecast free and see your balance for every day of the next year.
Download from App StoreBuilt to Make Money Simple
Five screens. That's all it takes to see where your money is, where it's going, and what's coming.
Transactions
Your financial command center. See your real balance, every upcoming bill, and your full transaction history.
Balance Forecast
A chart of your bank balance for the next 12 months. See your highest point, your lowest point, and the dates that matter.
Daily Breakdown
Pick any date. See your projected balance and every transaction hitting that day — deposits and withdrawals.
Category Analysis
Where does your money actually go? Visual breakdowns by category show you the answer, month by month.
Income vs Expenses
Are you making more than you spend? See your monthly income vs. expenses side by side, and track your savings rate.
Balance Forecast
A chart of your bank balance for the next 12 months. See your highest point, your lowest point, and the dates that matter.
💡 Screenshots from the latest version - Click any image to view full size
Reviews from the App Store
Easiest budgeting app
Very user friendly and allows me to keep track of my spending and budget for future purchases. Would definitely recommend!
— Carli T.
✅
I love being able to plan for future purchases and identify patterns in my spending !
— Sammyshepherd
Showing reviews from the Apple App Store
Stop Guessing. Start Knowing.
Free to download. 5 recurring transactions included. No account, no bank login, no tracking.
Start with 5 free recurring transactions. Need more? Pick a plan.